Eliminate paperwork and enhance instruction quality with automated driving lesson tracking. Record every lesson digitally, provide students with detailed performance feedback, and generate regulatory compliance reports automatically — all through instructor and student smartphones.
87% accurate
Claim Prediction
<5 sec
Detection Speed
-25 to 38%
Loss Ratio
Up to 65%
Fraud Reduction
Without reliable driving data, it is harder to assess behavior, understand risk patterns, and move beyond traditional rating factors.
Damoov captures trip and driving behavior data through smartphone telematics, helping insurers better understand patterns such as speeding, harsh braking, distraction, and aggressive driving. This creates a stronger data foundation for risk assessment, segmentation, and safer driving programs.
Many insurers have limited interaction with policyholders outside of renewal, claims, or billing moments.
Damoov enables insurers to offer in-app features such as driving scores, feedback, coaching, and safety-focused experiences that keep users engaged beyond policy milestones. This can support stronger retention, more frequent interaction, and greater customer value over time.
When accident-related data is incomplete or delayed, claims assessment can become slower, less accurate, and harder to validate.
Damoov provides structured trip, route, and event data that can help insurers review driving context around an incident more clearly. With better visibility into what happened on the road, teams can improve claims workflows and support fraud detection efforts.
Launching telematics-based insurance products can require complex technology, long implementation cycles, and significant operational effort.
Damoov helps insurers launch smartphone-based telematics programs without relying on dedicated hardware, reducing rollout complexity and time to market. With SDKs, APIs, and scalable data infrastructure, insurers can build and expand usage-based insurance and safety-driven products more efficiently.
Move beyond demographics to price risk based on how people actually drive. Analyze 100+ behavioral parameters including acceleration, braking, cornering, speeding, phone distraction, and time-of-day patterns. Predict claim probability with 87% accuracy using AI algorithms trained on millions of trips. Segment your portfolio by actual risk to optimize pricing and reduce adverse selection.
87% accurate
Claim Prediction
-25 to 38%
Loss Ratio
Detect accidents within seconds and automatically initiate first notice of loss with precise crash data. Capture speed at impact, G-force levels, GPS coordinates, and pre-crash behavior for accurate liability assessment. Dispatch emergency services when needed and reach out to policyholders immediately. Reduce fraudulent claims by 65% with objective telematics evidence that verifies accident details.
<5 sec
Detection Speed
Up to 65%
Fraud Reduction
Transform your insurance app from a once-a-year touchpoint into a daily habit. Provide real-time driving feedback, personalized safety tips, and gamified challenges that improve driving behavior. Reward safe drivers with discounts, badges, and incentives. Increase policy retention by 35% and reduce acquisition costs by creating genuine value beyond just coverage.
+35%
Retention Increase
-30%
Claims Frequency
Offer opt-in discount programs that attract better risks, improve your loss ratio, and differentiate your brand competitively.
Price policies based on driving behavior—not age or zip code—rewarding safe drivers with lower premiums and accurate risk pricing.
Monitor new drivers to identify risky behavior early, coach improvement, and offer family discounts for demonstrable safe driving.
Mobile telematics works worldwide from day one. Unlike GPS trackers, there’s no hardware shipping, import duties, logistics, or telecom setup. Launch faster — users simply download the app to start generating high-quality telematics data.
Mobile telematics is a SaaS-based approach, so there’s no need to purchase devices or cover telco fees, installation, maintenance, or replacements. Compared to OBD, mobile telematics can be up to 70% cheaper.
As a software-based solution, the Telematics SDK can be updated in hours — not months like hardware devices. Compared to OBD, mobile telematics can capture richer driving data and keeps improving as smartphones evolve.
Telematics data can be seamlessly integrated into external apps and systems, making it valuable for fleet managers, urban planners, researchers, and delivery platforms.
Join hundreds of industry leaders who trust our platform to drive their success. Schedule a personalized demo to see how we can help.